Assessing and Anticipating Your Needs: Planning and Paying for Long-Term Care

It’s estimated that 70 percent of Americans will require some form of long-term care as their ability to perform activities of daily living, such as eating, walking, and bathing, decreases. An assessment of a number of factors can help you determine the likelihood you or a spouse will need long-term care. If you’re a smoker, a heavy drinker or have a history of illness, your chances of needing care is greater, so modifying your behavior and seeking medical care now can make a difference later and, potentially, improve your long-term outlook.

It’s estimated that 70 percent of Americans will require some form of long-term care as their ability to perform activities of daily living, such as eating, walking, and bathing, decreases. An assessment of a number of factors can help you determine the likelihood you or a spouse will need long-term care. If you’re a smoker, a heavy drinker or have a history of illness, your chances of needing care is greater, so modifying your behavior and seeking medical care now can make a difference later and, potentially, improve your long-term outlook.

It’s estimated that 70 percent of Americans will require some form of long-term care as their ability to perform activities of daily living, such as eating, walking, and bathing, decreases. An assessment of a number of factors can help you determine the likelihood you or a spouse will need long-term care. If you’re a smoker, a heavy drinker or have a history of illness, your chances of needing care is greater, so modifying your behavior and seeking medical care now can make a difference later and, potentially, improve your long-term outlook.